Performance
Leverage new generation technology to work smarter and faster.
Scale
Maintain Lower costs with higher output.
Support
Access to experienced live backend support
Flexability
Tailor workflow capabilities to meet end-to-end objectives. Set your own hot keys, link windows, alerts, signals, and more.
Data is nothing if not converted to actionable insights and used to make smart business decisions. With our team of scientists, stack of bespoke technology, and industry experience, Fractal Labs can simplify your raw data, enabling you to unlock insights for strategic development within your organisation.
Our products
Sales Lab | Lead Optimisation
Scrutinisation of clients’ personal data to optimise leads and define quality and well as which clients are more likely qualify and convert into a sale.
Customer Experience
Clients are presented with products suited to them based on their personal data.
Customisable
Flow can be adapted according to product offering of the business and partners.
Client journey
Sales Lab
Optimise leads and define quality
Score Lab
Supervised machine learning
Offer Lab
Transactional behaviour modelling
Lender Lab
Reducing risk and improving turnaround time
Fraud Lab
Identify organized groups of fraudsters
Risk Lab
IFRS 9 compliant expected credit loss modelling
Operating countries
Over 2019, our solutions produced optimised credit scores for over 1.5m consumers across 10 geographies, approving total loans in excess of USD 200m.
Africa
- Kenya
- Malawi
- Mozambique
- Namibia
- South Africa
- Tanzania
- Uganda
- Zambia
- Zimbabwe
- Uganda
Oceania
- Australia
Meet the team
Timothy Nuy
Founder
Timothy has 8 years of international experience across countries such as Germany, Netherlands, United Kingdom in Europe and Botswana, Kenya, Mauritius, Mozambique, Tanzania, Zambia, Zimbabwe in Sub-Saharan Africa, 4 years of experience working as a managing director and extensive experience in investments, mergers & acquisitions and corporate advisory. He joined Nifty Financial in 2014 and has constantly exceeded target and led the company’s acquisition for banks and micro-finance institutions. Timothy has expert and specialist knowledge of a wide range of financial markets and investment processes, including full treasury and corporate fundraising activities. He has extensive experience in financial analytics and a CFA Charterholder, highly developed skills in business planning, valuations and data analytics.
Gunther Marais
MD
Gunther has 9 years’ experience in banking risk management with a focus on stochastic modelling, counterparty risk and derivative valuations. He joined MyBucks in 2015 as a credit risk analyst and in 2019 took up the role of group CRO overseeing all risk reporting as well as the IFRS 9 modelling for the group. Gunther holds an MSc in Applied Mathematics
Leilanie Uys
CDO
Holds a Master’s Degree in Computer and Electronic Engineering which was focused on the automatic classification of digital signals. Completed her master’s degree at the CSIR’s. She has been working in the FinTech industry since, specialising in credit risk modelling and data engineering.
Dirk Postma
Credit Risk Analyst
Holds a MSc in Chemical Engineering and specialises in Data Science with a focus on financial risk modelling. He brings the engineering- and problem solving mindset to the team. Dirk is responsible for the IFRS 9 risk modelling and other machine learning projects.
Contact Us
Find out more about how Fractal Labs can transform your business.
Fractal Labs
The Wedge - 1st Floor
43 Garsfontein Road, Waterkloof, Pretoria, 0145
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